Eligibility
- 
	Salary certificate
- 
	Vehicle quotation from an approved car dealer
- 
	Valid QID
- 
	Original valid passport (expatriates)
Benefits
- Up to 40% lower monthly payments compared to conventional loan or rental.
- Drive car of choice without long term commitment and expense of ownership.
- Ability to upgrade cars without burden of large down payment.
- No need to worry about selling or settling an outstanding loan.
- Predictable vehicle operating cost (First year registration and insurance may be included in monthly payments).
- Ideal for customers employed under fixed term contracts.
- Comprehensive Insurance with agency repair during lease period.
- 100% financing (no down payment).
- Return the car to the dealer.
- Return the car and upgrade to a better model.
- Buy / Finance the car at end of lease.
- Take a vehicle loan if you want to keep the car for more than 4 years.
Interest Rate
| Customer Segment | Total Interest Rate Including | |
| APR | FLAT | |
|---|---|---|
| Retail | 6.20% | 3.31% | 
| Retail Plus | 6.05% | 3.23% | 
| QNB First  | 6.00% | 3.19% | 
| QNB First Plus | 5.98% | 3.20% | 
