Benefits:
- Available for Egyptians only.
- Freedom to choose the repayment duration that could reach up to 30 years, to match your financial capacity.
- Subsidized decreasing interest rate of 8% over the loan duration.
- Free life and property insurance benefits throughout the loan duration.
- Benefit from having your unit evaluated by registered appraisers for free.
- Freedom to choose between various repayment methods to match your financial capabilities; fixed or increasing installments.
- Possibility of installing administration and maintenance fees throughout the loan duration with the same initiative interest rate.
Income Conditions
| Income Conditions | Maximum Net Monthly income* | Maximum Unit Value (excluding unit Maintenance fees and Admin fees) | Minimum Down Payment of total unit price | |
| Low Income (Cases will be handled in coordination with Mortgage Finance Fund) | Single: Married (combined income with spouse): | EGP 4,500 EGP 6,000 | To be determined according to Mortgage Finance Fund (MFF | 10% of total unit price | 
| Middle Income | Single: Married (combined income with spouse): | EGP 13,000 EGP 18,000 | Up to EGP 1.1 Mio | 15% of total unit Price | 
| More than EGP 1.1 Mio till EGP 1.4 Mio | 20% of total unit Price | |||
* 20% from total monthly income shall be deducted, in case net monthly income is not stated in the income Letter.
Financed unit Conditions:
- Unit must be fully finished with utilities and ready to move.
- Unit must be for residential purpose only and not licensed for touristic residency.
- Freedom to choose the unit you desire in any governorate; whether registered OR valid for registration, both inside and outside new urban communities.
*Terms and conditions apply
